Welcome to BMW MoneyWorks...
...a fee-only*, independent financial planning and wealth management firm.

Contact us to help you answer any of the following questions...

• Am I on track to be able to support my 25-30 year "vacation"?
• What happens to my probability of success if I decide to buy a second home?
• Should I pay off the mortgage before retirement?
• Which should I choose...lump sum or annuity payout for my company pension?
• Social Security - when should I begin taking benefits?

• Stocks...bonds...cash reserves - how much of each?
• There are a zillion choices in my 401(k) - can you help me choose what's best?
• Should I own municipal or high-yield bonds, commodities, alternatives?

Tax Planning - How can I reduce my taxable income?

• Long-term care insurance...should I spend money on it?
• Term or permanent life insurance?
• Should I buy Annuities?
• Do I need a trust? What kind of Powers of Attorney are important?

None of the above issues are trivial; all are relevant to Building and Monitoring Wealth.

*100% of our compensation is directly from clients - no commisions, referral fees, etc. Therefore, we are totally objective, client-focused and practice a fiduciary duty.

Sign up for "News You Can Use" - a digest of timely and relevant info on both financial and lifestyle topics.

Recent studies confirm that those who have partnered with a financial planning professional

• Report that they have control of their finances, peace of mind/sleep at night, are on track with their goals and feel very confident in their financial futures
• Indicate that they have a retirement savings plan in place including estimating the amount of annual income needed and one that addresses their unique retirement risks
• Have an improved ability to save and take full advantage of their employee benefit programs
• Are actively taking advantage of down market conditions, low interest rates and are more likely to perform recommended rebalancing